Why Choose Us?

Our Goal is to give you the best rate, and overall experience, in your search to find the absolute best Life Insurance coverage based on your age and state of health.

Life Insurance premiums depend on the type of coverage, Term versus Whole life , as well as the length of coverage, for example 10/20/30 years , versus Lifetime coverage,

There is a decisive questioner’s difference , resulting  in cost  between Insurance Companies.. Example:  history of  Illness , was it  5 or 10 years ago, or have you ever had a serious Health issue , or when did you stop smoking  , 2 years or 5 years ago … etcetera, etcetera ? 

Working with many different Insurance Companies allows us to ensure you are getting the best Life Insurance coverage based on your history. ,

It is vital to have an independent Insurance broker on your site. Example :$ 48 a month versus $ 44 a month over a 20-year period amounts to $960.00 savings, Moreover if you have a Mortgage with a Bank , and your Mortgage Insurance is also with the Bank , proceeds of a claim is  payable to a Bank , instead to a family member.                       

Example 1:

Jessica, FNS, 35
Type 1 – diagnosed at age 4
Insulin Dependent

Has never had any of the following complications (heart attack, angina, stroke, peripheral vascular disease, gangrene, amputation, hypoglycemic coma)

Jessica qualifies for up to $250,000 of IMMEDIATE COVERAGE with

PLATINUM PROTECTION, as low as $36.00 per month

Example 2:

Tyler, MNS, 26
Type 1 diagnosed at age 8
Insulin Dependent
Hypoglycemic Coma 7 years ago

Tyler qualifies for up to $150,000* of IMMEDIATE COVERAGE with GOLDEN PROTECTION ELITE, as low as $33.62 per month