Long Term Care Insurance

Are you covered?

Most people have some type of temporary life insurance like a term insurance policy or a group life insurance policy. Some may also have permanent life insurance such as whole life insurance, universal life insurance, or term to 100 life insurance.

Longterm care (LTCinsurance is coverage that provides nursing-home care, home-health care, and personal or adult daycare for individuals age 65 or older or with a chronic or disabling condition that needs constant supervision. LTC insurance offers more flexibility and options than many public assistance programs, such as Medicaid.

  • bathing

  • eating

  • maintaining continence

  • toileting

  • transferring


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Provincial Insurance wants to play an active part in preserving the environment by reducing the amount of paper used. Consequently, we can invite you to apply online instead of receiving paper applications. This service will provide you a faster, safer and greener solution.

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